Do you have unpaid invoices holding you back? Get quick access to flexible funding through Saffron Invoice Finance

About us

Facilities from £10k

Advances up to 90%

No Application Fee

Fast Approval

Saffron Invoice Finance. Securitised working cash injections for SMEs

It specialises in offering securitised working cash injections to viable SMEs businesses. Invoice Finance enables you to release the cash tied up in outstanding customer invoices, so you don’t have to wait weeks or months for payment.

  • Does your business need urgent cash to grow and fund your next projects?
  • Are long payment terms of your customers slowing you down?
  • Are bank loan applications too complicated and take too long to help you?

The Saffron funding solution is suitable for all types of businesses, large and small, that regularly invoice other businesses (B2B) for their goods or services. It offers a fast, flexible and convenient way to manage cash flow and get paid quickly for completed work.

Our funding lines start from as little as £25k and currently go up to £1m.

Existing clients range from new-starts to established businesses with annual sales of up to £30m and our facilities can be used to fund start-ups, transactions, turnarounds/restructures and phoenix businesses. We have a highly experienced team and field-based account managers which enables close relationships with our clients and business partners.

We have broad industry coverage, from manufacturing to transportation to staffing, and we will work with you to make sure you have the capital you need.

We provide two main services to help our clients cash-flow and provide a robust financial platform to fund their growth.

As soon as your business raises an invoice, we’ll advance up to 95% of the invoice value. When your customer pays, we’ll then send you the remaining balance of the invoice minus any fees.

There are two primary Invoice Finance products, invoice discounting and invoice factoring. The main difference between discounting and factoring is who collects customer payments.

We also offer Bad Debt Protection to make sure you receive a payment even if your customer unexpectedly can’t pay.

Our Team

The Saffron team is one of the most experienced group of lending professionals in the market and will rapidly respond to your business cash needs.

David Craven

CEO, Saffron Asset Finance

David has a proven 25 plus years of business experience, from newspaper journalism, successful IPO of internet start-up to managing the Government betting and gaming group The Tote. Laterally CEO and Chairman of diverse range of public and private businesses for Tavistock Group. As Joint Managing Director of the Tote, privatised Government owned business in 2011. David initiated and manage portfolio of investments for Tavistock Group delivering significant £mm returns and also Chaired AMRAC horse racing rights business to generate substantial shareholder returns. He has recently overseen the Tavistock Group investment into Ultimate Finance Group, a fast growing SME lender.

Jeremy Coombes

MD Invoice Finance, Saffron Asset Finance

Jeremy, a highly respected SME lending veteran executive, has worked in the industry for more than 35 years, from the office intern to Chief Executive Officer. He leads the Invoice Finance Division of Saffron Asset Finance.

Jeremy is a founder of three highly successful ABL companies, Bibby Factors Bristol Ltd in 1996, Ultimate Finance Group Plc in 2002 and Castle Business Finance Ltd in 2016 which was established as a specialist invoice finance lender.

He is adept at running all aspects of an ABL group and has the skillsets to steer a business through the challenges of operating in the competitive space. He has strong natural entrepreneurial skills and extensive experience to build all aspects of a business through strong relationships both within and outside.

Jeremy jointly conducted successful acquisitions (Ashley Commercial Finance in 2010) and has successfully sold an AiM listed business whilst at the helm, first by another AiM listed cash shell, and then by the Tavistock Group.

Bob Scott

Head of Commercial Legal, Saffron Asset Finance

Bob is a lawyer who has a deep knowledge of asset finance.  He was previously a partner in what is now Squire Patton Boggs (one of the 30 largest law firms in the world) in the finance law unit.  His particular area of expertise is in invoice finance, having acted for all of the main UK High Street banks IF units and many of the independents (including Bibby, Ultimate, Cattle, AdvantEdge, SME Invoice Finance, IGF, Aldermore etc).  He has drafted legal documentation for factors and invoice discounters including the entire suite of documents necessary for a start-up IF business.

Bob is also interested in the wider aspects of asset finance and enjoys working with financiers on developing new asset finance offerings.  He has a particular interest in litigation funding and litigation finance and was a founding shareholder of what is now Augusta Ventures, which is now the largest litigation and arbitration funder in UK.

Amanda Davies

Head of Sales, Saffron Invoice Finance

Amanda has over 13 years of experience in the financial services industry. She has provided financial advice and support through debt management from the age of 18. Before Amanda’s Directorship, she was the Operations Manager at Saffron Financial Limited. Amanda was previously a manager of Unyte Invest, a broker for corporate and consumer finance, and also held an Accounts Manager role at Angel Advance, supporting vulnerable customers to manage their finances through debt management.

Amanda is head of sales for Saffron Invoice Finance. Having worked in this field for over 13 years, she has a wealth of experience in all aspects of finance, working with both clients and lenders

Alexandre Gaillard

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Alexandre Gaillard is chief executive officer (CEO) and founder of swiss fintech CRM InvestGlass SA. He co-founded the Swiss Fintech National Association, gathering around 3000 members. He previously worked as head of equity sales at Union Bancaire Privée, as a senior private banker at Bank of China and as a portfolio manager at Levitt Capital Management. Gaillard is the General Secretary of the Swiss Chinese Chamber of Commerce and speaks fluently French, English and Chinese mandarin. Graduated from Dauphine University and HEC Sorbonne IAE Paris.